Question 1

In 2007 and 2008, the government faced a housing crisis caused by

Accepted Answer

foreclosures

Question 2

When did the American welfare state begin?

Accepted Answer

the 1930s

Question 3

Which of the following was important in caring for the poor during the nineteenth century?

Accepted Answer

churches and religious organizations

Question 4

Which of the following is an in-kind benefit?

Accepted Answer

Medicaid

Question 5

How did the Great Depression change American attitudes about welfare?

Accepted Answer

It revealed that poverty could be caused by a flawed economic system, not just by personal irresponsibility.

Question 6

The central thrust of federal housing policy has been to

Accepted Answer

promote home ownership.

Question 7

Which program was designed to help augment the benefits to the aged, blind, and disabled?

Accepted Answer

Supplemental Security Income

Question 8

________ are programs where the government provides a tax deduction for spending on health insurance and other benefits by both employers and employees.

Accepted Answer

Tax expenditures

Question 9

Which of the following statements is true?

Accepted Answer

All of the above

Question 10

Medicare was established in ________

Accepted Answer

1965

Question 11

The U.S. Public Health Service was founded in ________.

Accepted Answer

1798

Question 12

A(n) ________ benefit is one where potential recipients must document their genuine need.

Accepted Answer

means tested

Question 13

Which of the following statements about noncontributory programs, such as Temporary Assistance to Needy Families and Medicaid, is most accurate?

Accepted Answer

The federal government provides ONLY SOME of the funding for these programs, and, as a result, citizens receive very different levels of benefits in different states.

Question 14

________ were the centerpiece of George W. Bush's economic policy.

Accepted Answer

tax cuts

Question 15

The goals of American social policy are

Accepted Answer

often controversial

Question 16

The main change in welfare policies since 1996 is ________

Accepted Answer

increased use of noncash assistance

Question 17

Between 1959 and 2012, the percentage of elderly Americans living in poverty went from about ________ percent to ________ percent.

Accepted Answer

35; 10

Question 18

Charter schools are best described as

Accepted Answer

public schools that are free to design special curricula

Question 19

What event marked the major historical turning point in the relationship between the government and the marketplace?

Accepted Answer

the Great Depression

Question 20

The power to raise or lower the tax rate is part of ________.

Accepted Answer

fiscal policy

Question 21

The feminization of poverty is

Accepted Answer

both a and b

Question 22

President ________ vowed to end welfare as we know it.

Accepted Answer

Bill Clinton

Question 23

Which statement is the key argument of John Maynard Keynes?

Accepted Answer

Government can pull an economy out of a recession by stimulating demand and creating a cycle of increased production and jobs

Question 24

What was the primary problem with private charities before the development of the welfare state?

Accepted Answer

They would make subjective decisions on who was deserving of aid

Question 25

A cost-of-living adjustment is based on the

Accepted Answer

rate of inflation

Question 26

Social Security is a good example of ________

Accepted Answer

a contributory program

Question 27

Which of the following statements is true?

Accepted Answer

both b and c

Question 28

How did deregulation of the mortgage industry in 1999 help produce the housing crisis of 2007 and 2008?

Accepted Answer

It allowed many new mortgage companies to form, offering predatory loans that people could not afford to repay

Question 29

Part of the reason welfare programs became so unpopular was that

Accepted Answer

many Americans came to believe that welfare recipients did not want to work

Question 30

Which of the following statements is INCORRECT?

Accepted Answer

Men are more likely to be poor than women

Question 31

Which of the following groups are more than twice as likely as other Americans to be below the poverty line?

Accepted Answer

single mothers

Question 32

Since the welfare reforms of 1996, what is the primary reason for receiving federal cash assistance if one is nonworking and able-bodied?

Accepted Answer

The recipient is caring for children

Question 33

An officially expressed purpose or goal backed by a sanction is a ________.

Accepted Answer

public policy

Question 34

What important noncontributory program was abolished by Congress in 1996?

Accepted Answer

Aid to Families with Dependent Children

Question 35

When did Keynesian economic ideas lead to a revolution in thinking about the role of the government in the economy?

Accepted Answer

the 1930s

Question 36

Which of the following statements about the No Child Left Behind Act is FALSE?

Accepted Answer

It creates a standard national test for all students

Question 37

Public policy can be embodied in all of the following forms EXCEPT a(n) ________.

Accepted Answer

a petition

Question 38

The periodic adjustment of benefits or wages that takes into account the increased cost of living is called ________

Accepted Answer

indexing

Question 39

What is a key power of the Fed?

Accepted Answer

both b and c

Question 40

AARP has a membership of approximately ________ members.

Accepted Answer

40 million

Question 41

What is the shadow welfare state?

Accepted Answer

social benefits that are distributed by private employers who are being subsidized by the government

Question 42

Which of the following groups receives the least benefits from government's social policies?

Accepted Answer

children

Question 43

The G.I. Bill of Rights of 1944 and the National Defense Education Act of 1958 were examples of the

Accepted Answer

federal government's approach to education policy during the 1940s and 1950s.

Question 44

Which of the following statements about noncontributory programs is FALSE?

Accepted Answer

The existence of these programs dates back to the Civil War.

Question 45

The goals of social policy

Accepted Answer

reflect changing views about which risks should be borne by the individual or shared by society

Question 46

Why is it difficult to lobby for the interests of poor children?

Accepted Answer

children cannot vote

Question 47

The welfare reforms of 1996 did all of the following EXCEPT

Accepted Answer

take the federal government out of welfare policy, granting all authority to the states

Question 48

The Temporary Assistance to Needy Families program is administered

Accepted Answer

by the states, with benefit levels varying between states.

Question 49

During the New Deal, ________ theory that a government could boost employment by stimulating demand became quite influential.

Accepted Answer

John Maynard Keynes's

Question 50

The main change in welfare policies since 1996 is ________.

Accepted Answer

increased use of noncash assistance

Question 51

Which of the following programs most benefits the working poor?

Accepted Answer

earned income tax credits

Question 52

About ________ percent of America's children live in poverty.

Accepted Answer

22

Question 53

________ are government grants of cash or other valuable commodities, such as land, that are used to promote activities desired by government leaders.

Accepted Answer

Subsidies

Question 54

There are considerable disparities in benefits from state to state in noncontributory programs because

Accepted Answer

state governments are given grants-in-aid from the federal government to establish and operate their own programs rather than having one uniform national program

Question 55

A way to reduce the disparities in wealth between the rich and poor is called a(n) ________.

Accepted Answer

policy of redistribution

Question 56

Social Security was established in

Accepted Answer

1935

Question 57

Medicare is a ________ program; Medicaid is a ________ program

Accepted Answer

contributory; noncontributory

Chapter 13 Domestic Policy

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