Personal Finance Final example #34154

Which of the following is the BEST way to protect against identity theft? A) discard old account statements weekly B) use only local public access Wi-Fi C) Change online account passwords frequently D) Avoid emails from people who don't like you

Consumer protection laws might result in: A) Fewer unwanted telemarking calls. B) lower prices at the gas station C) Both A &B D) neither A or B

Identity thieves can use your personal information to: A) Open a credit card B) Sign up for electricty service C) get a cellphone contract D) All of the above

Which of the following scenarios might indicate that you have been a victim of identity theft? A)Your credit report displays accounts you did not open. B)You do not pay your credit card bill on time C)Both A and B D)neither A or B

what is the safest way to dispose of old bank account statements? A)Throw them out in a neighbor's trash B)Shred them in a paper shredder C)Keep them bundled together in a folder D) put them the trash unopened

Which new personal is the strongest alternative to the weak password: "ilovedogs"? A)$iLOV3dGs6! B)LovwDogs18 C)@EyeIUvDawGs D)All of the passwords are equally secure

The safest action to take if someone claiming to be from your bank calls you to ask for account information is to: A) Pull up the bank website and compare information B) Hang up and call back using the bank's official phone number C)Ask the caller to explain the account information they need in more detail D) Provide only your name and account number

What is a way to protect your social security number and other sensitive information from identity theft? A) Don't tell creditors when you move. B) Limit how many credit cards you carry C) Use a simple password that is easy to remember D) All of the above

The best way to investigate fraudulent transactions on your credit card is to: A)Review your recent credit card statements B)Review old bank statements C)Keep a copy of your bank statements in a safe place D)Keep track of your monthly budget

after a suspected identity fraud case has been resolved, you should: A) continue to monitor your credit reports and accounts B) Keep all copies of relevant documentation C)Both A and B D) Neither A or b

Which document puts you at the LEAST risk of identity theft? A)Cash receipts B)Pre-approved credit card offers C)Old tax records D)Paycheck stubs

The primary goal of the Consumer Financial Protection Bureau is: A) To monitor your credit report and ensure you identify and other sensitive data has not been compromised B) to protect against abusive or deceptive debt collection purposes. C) to protect consumers by regulating financial products and services D)to protect consumers against false advertising and other unfair business practices

it is generally safe to provide you social security number to: A) anyone who asks you for it B)verified trusted sources that need it C)school personnel who want to have it on record D)close friends and relatives who don't know it.

Where could an identity theft access your personal information? A) While on public WiFi at your neighborhood coffee shop B)form stored password data on your cell phone C)Both A and B D)Neither A nor B

Which action will be least helpful if you've been the victim of identity theft ? A) report the fraud to each credit bureau B) contact you bank and credit card companied C)With draw you only from all accounts D) ordering latest credit reports

If you're in a car accident caused by someone else who also has insurance, which type of insurance plan will NOT require you to pay out of pocket costs? A)High deductible plan B)Low deductible plan C)Either A or b D) Neither A Or B

Which of the following statements about taxes is FALSE? A)taxes are collected at the local, state and federal level B)some states don't collect income tax C)some states don't collect sale tax D)Taxes at the local, state, and federal level are all equal

The amount you owe in state income tax is based on: A)How much you spend each year B)Your yearly earnings C)the value of your home D)how long you have lived in the state

Which of the following are NOT deducted on a typical pay stub: A)Sales tax B)Social security tax C)state income tax D)medicare tax

Which is an example of withholding you might see on your pay stub? A)health insurance B)retirement savings C)Both A and b D)Neither A nor B

When starting a new job, the form you complete to determine how much tax to withhold from your paycheck is called the ___________. A)1040EZ B)1099 C)W-2 D)W-4