Module 10 Topic 1

When involved in a crash, you should to get names, addresses, registration numbers and insurance information from everyone involved in the collision.

It is always a good idea to call the police if you are involved in a crash.

Assigned risk drivers pay lower premiums for insurance than other drivers.

If your vehicle is stolen, comprehensive insurance will pay for you to replace it with a comparable vehicle.

Collision insurance may be required if you are financing the vehicle.

Which of the following affects your insurance rates?

Many insurance companies offer a discount if the vehicle is equipped with an airbag.

The type of insurance which pays for the replacement or repair of YOUR vehicle following a crash in which you are at fault is _____.

If you fail to pay your automobile insurance premium on time, the insurance company _____.

Statistically, young drivers have more crashes than older, more experienced drivers and therefore their insurance premiums are higher.

How much is the uninsured motorist fee?

You become an assigned risk driver when _____.

The financial responsibility law can be satisfied with _____.

Insurance that pays others for the costs of a crash that you caused is called _____.

A $100 deductible means _____.

A vehicle that catches on fire is covered by _____.

Most insurance companies will lower your premiums if you have had a good driving record.

Which of the following may reduce your insurance premium?

It is unlawful for an insurance company to raise your premiums if you are involved in a collision that was not your fault.