Health Insurance Quiz

10 June 2023
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11 test answers

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question
Medicaid is run by the ____ government.
answer
state
question
Which of the following is true about a PPO?
answer
The insured person does not need to choose a primary care physician to coordinate care
question
What is socio-economics?
answer
The study of how economics is affected by society, culture, and politics
question
spending affects the economy In health insurance, what is the amount that must be paid by the patient to an insurance agency for a health insurance policy?
answer
Premium
question
Why do HMOs encourage healthy lifestyle practices?
answer
It is cheaper to prevent illness than to treat an illness.
question
In which type of insurance do patients pay for medical expenses out-of-pocket and then receive reimbursement from the insurance agency afterward?
answer
Indemnity insurance
question
Which of the following is true about Medicaid?
answer
Not all low-income individuals will qualify for Medicaid.
question
In health insurance, what is the amount of money that must be paid by the patient each year before the insurance agency begins to make payments?
answer
Deductible
question
In which type of insurance are medical services offered at a reduced rate through a network of health care providers?
answer
Managed care insurance
question
Hospital care is covered by which part of Medicare?
answer
Part A
question
Lena's doctor charges $100 for a yearly check-up. Her insurance agency will only pay $75 for a yearly check-up. Who must pay the remaining $25?
answer
Lena